Is it Advisable to Consolidate Loans?
Be it home loans, car loans, or student loans – eventually all of it seems to pile up and leave a huge mess. No matter how much we try, there comes a point when the entire process of clearing the loans becomes overwhelming and we are clueless as to how we can manage our expenses to pay off the outstanding amounts faster.
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Continue ReadingHow much can I afford to borrow?
How much can I afford to borrow?
How Much Can You Borrow while Buying a Home?
Who wouldn’t want to own a property that can be called home? Unfortunately, there are lots of factors to consider such as mortgage – for a fair deal, you need to have a good credit score, be more or less debt free, save cash for down payment, and so on. Keep in mind that mortgage companies will always verify if you have the ability to pay back what you are borrowing from them.
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Continue ReadingHow much will my payments be for a balloon mortgage?
How much will my payments be for a balloon mortgage?
Should You Opt for Balloon Mortgages?
Worried about monthly mortgage payments because of an unstable income? Don’t worry- you can easily go for balloon loans, as they are specially designed for people who are unable to afford a fixed high monthly payment. There is quite a bit of flexibility because minimum payments are required during the repayment program only – it comprises just of interest and a small part of the capital. But the borrower needs to cancel the remaining capital at one go when the term ends.
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Continue ReadingHow much car can I afford?
How much car can I afford?
How to determine if you can afford a car?
Who wouldn’t like to own a car? We get envious when we see our friends cruising along in their own car or smartly dressed working professionals driving to offices, because we wish to do the same! Thanks to easy loan schemes and low interest rates, this has been a dream come true for many, but the process isn’t as easy as it looks.
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Continue ReadingWhich mortgage is better for me?
Which mortgage is better for me?
How to Understand which Mortgage is Better
Mortgage – this is a dreaded word indeed, because people get extremely mortified to hear it, and yet this is something we can’t avoid. Before applying for a mortgage loan, you need to know about the terminology and technicalities associated with it. Only then can you successfully determine if a particular mortgage will be beneficial for you or not.
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Continue ReadingWhat is the yield on my portfolio?
What is the yield on my portfolio?
How to Build a Portfolio?
Who wouldn’t like to have a profitable share portfolio? However, it is easier said than done, so don’t get taken in by the “get-rich quickly schemes” that have sprung up all over the place, which guarantee a profitable portfolio within hours! You have to factor in your long-term goals and objectives before building a successful portfolio.
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